myGini is an integrated payments and shopping app that brings mobile banking and rewards together.
By serving as a bridge between MasterCard/Visa networks and financial institutions, myGini offers cardholders a superior shopping experience, while increasing transactional volume for retailers and banks.
We want to go cashless and paperless
The myGini team believes with the help of our technology we can help society to move toward a cashless economy for everybody’s gain.
Cash and checks are not only outdated but they do not deliver any value to you, the retailer or to society. Shopping with cards should be easier, safer and more rewarding to get rid of cash, coupons, and checks.
Mehmet Sezgin is the former director of Global Payment Systems at BBVA (Banco Bilbao Vizcaya Argentaria) and was the co-chairman of Garanti Payment Systems between 2012 and 2016.
In May 2016 he set up his own payments company myGini, Inc. in San Francisco California.
At BBVA he moved the card base from 67 million to 80 million while doubling the merchant POS base to 1.4 million which generated $115 billion purchase volume at 13 countries (Spain, Portugal, Turkey, Romania, USA, Mexico, Chile, Argentina, Peru, Uruguay, Paraguay, Colombia and Venezuela).
A firm believer in new technologies, he launched a global digital app called BBVAWallet. It was launched in Spain, Chile, Mexico, USA, Turkey and Colombia with downloads now reaching more than 10 million.
Before BBVA, Mehmet was the founder-CEO of Garanti Payment Systems, a wholly-owned subsidiary of Garanti Bank Turkey. Mehmet launched the first chip cards in 2000 and created a loyalty platform called bonus card which was licensed to 10 other banks. He was instrumental moving Turkey to full chip & pin EMV infrastructure in 2006.
Under his leadership, Garanti moved from 700 thousand cards and 25 thousand POS terminals to 20 million cards and to 600 thousand POS terminals while building the biggest e-commerce platform in Turkey. Garanti is now within the top 5 largest credit card issuers in Europe based on the purchase volume.
Before establishing Garanti Payment Systems, Mehmet opened the Eurasia Office of MasterCard Europe after working in several banks at different capacities. He started his career as a consultant at PricewaterhouseCoopers.
He had been a long time board member of MasterCard Europe and Interbank Card Association (BKM). Mehmet also served as the chairman of Credit Bureau in Turkey and was the chairman of Risk Centralization Platform at Bankers’ Association.
He holds an MBA from the University of Massachusetts which he earned with a Fulbright scholarship and Bachelor of Science in management from METU in Ankara.
Susan French is a payments and digital commerce expert who has helped both large financial institutions and small FinTech startups navigate the payments ecosystem, develop their API strategies, and effectively and efficiently add payment and digital commerce capabilities to their businesses. At Visa Inc., Susan created and launched Visa Developer, Visa’s program to open up the Visa network and its capabilities (via APIs and SDKs) to developers at financial institutions, merchants, strategic partners, and FinTech startups. During her 12 years at Visa, she also served as Vice President of Research and Central Technology (CTO), Innovation Program Manager for Innovation and Strategic Partnerships, and Head of Enterprise Architecture. In those roles, she was responsible for Visa Labs, enterprise architecture, the enterprise UI/UX team, technology strategy and technology governance, and technology investment planning.
Prior to joining Visa, Susan spent many years with American Management Systems (a $1B business and IT consulting company acquired by CGI in 2004). As Vice President of Retail Financial Services at AMS, her division developed credit operations platforms for banks and other financial services companies by combining proprietary consumer credit management software products with decision sciences and analytics for credit risk management. After leaving AMS and before joining Visa, Susan was EVP and COO of a web site design and development startup in Silicon Valley. She also started and grew her own independent consulting business.
Susan holds a BS in Quantitative Systems from Arizona State University and an MS in Operations Research and Operations Management from MIT. She has served on the Board of Directors of Euphorion and the AMS Center for Advanced Technologies.
Before joining Sezginpay Toga Koktuna was a Director at Global Payment Systems of BBVA for the last 4 years. He contributed to the formation of the new payments strategy of the bank on the road to digital transformation. Loyalty solutions have been an important part of the strategy.
In his 25 years of expertise in payment systems he has a long career at international business. He cooperated very closely with GE Money during the partnership period with Garanti Bank in Turkey for joint payment systems projects. He led a multi company and multinational team to introduce Bonus Card in Romania.
He has worked at both Visa International and MasterCard International as business executive managing bank relationships/projects in Turkey and Central Asia.
He holds a bachelor’s degree in Economics from Marmara University Istanbul. As a great enthusiast of nature he is a third year student at Namik Kemal University toward becoming an agricultural engineer. Toga is also a professional beekeeper with 70 hives.
18 years in the payments space at Visa working with financial institutions and merchants allow Mark to dream up some magical partnerships that deliver innovative and meaningful value.
Mark is a results-driven senior sales executive with extensive payments industry experience working collaboratively with finance, product and marketing to design and implement product solutions. Proven track record of moving a product from concept to full commercialization in consumer and B2B environments. An influential leader and negotiator with effective business and people development skills focused on a consultative and solution-based business approach in complex matrix structures.
Over 25 years in the payments space both as an Executive Vice President at MasterCard leading global partnerships with multinational banks as well as on on the bankcard issuing side at GE Capital, allowed Jeff to launch some magical co-branded partnerships and develop innovative new credit products including the patented Dual Card (TM), now part of the Synchrony Financial product suite.
Cherie Youn brings years of experience in test-drive development and agile methodology with an emphasis on micro services, cloud platform, SOA, J2EE and B2B integration on Java, Python and Ruby platforms. Her expertise in, distributed architectures, UML, design patterns and relational databases makes Cherie a superb technical team leader. She has an MS in Computer Science on top of her Chemistry degrees. She enjoys climbing during the week-ends in Yosemite and any other rock surface she can find. Cherie is currently working as an onsite engineer at Gini from our partner Telegraph Hill Software.