You need to add a Visa and Mastercard branded credit or debit card and use them for in-store and online purchases to get cashback. You can use Discover or American Express Cards for Hotels and Flights section to book your travels in which case the cashback will be sent to that card.

In-store purchases and on-line offers only work with the US issued cards.  You can, however, use international cards for the hotels and flights section.

Yes, you can link more than one card from more than one bank.  The maximum number of cards you can link whether from the same or from various banks is five.

Yes, you can add debit cards as well. However, you need to make signature-based transactions and debit cards need to be processed as credit to be eligible for cashback. 

So that we can receive your transactions from Visa and Mastercard when you make qualified purchases at thousands of participating retailers to earn cash rewards and send a cashback to your card.

As you start making reward transactions, myGini AI learns about your preferences. You can also choose your favorite brands in the upper right corner of the app by touching the heart-shape button. 

No. We are not a bank, and we will not be giving you a card. You will continue getting your cashback from your bank. We will bring additional cashback from the retailers in our program. Our retailer partners will offer you more cashback, all the way up to 10 to 20% just to shop with

myGini enhances the experience of your existing cards. It does not offer a debit or credit card. This is why we say, “Magic in Your Cards”! 

myGini is a shopping app that helps you earn rewards, get cashback, and receive discounts from the retailers, hotels, and online websites with your existing cards. When you download the app, you’ll see the offers within 20 miles of your location, and explore categories like hotels and flights. Sign-up and link eligible Visa and Mastercard