Building bridges between cardholders, retailers and financial institutions.
You deserve better
Cardholders want to feel safe and make sure they’re getting the best deals. Retailers strive to build customer loyalty and increase sales in a hypercompetitive market. And bankers try to keep their customers happy and avoid high operational costs.
At myGini, we work hard to find solutions for three parties through cashless shopping transactions. We want to make myGini your Gini.
Go cashless and paperless
Cash and checks are not only outdated but they do not deliver any value to you, the retailer or to society. Shopping with cards should be easier, safer and more rewarding to get rid of cash, coupons, and checks. The myGini team believes with the help of our technology we can help society to move toward a cashless economy for everybody’s gain.
Technology must be seamless
We also like to keep things simple. Shopping shouldn’t be rocket science, we don’t need to brag about technologies like neural networks, AI, big data, blockchain, geo-tagging etc. we use to serve you. Everything we do should come naturally to all stakeholders. Our aim is to use state-of-the-art technologies to make life simpler for cardholders, retailers and financial institutions.
This is our planet
We all live on our beloved planet Earth. This is our only home. Unfortunately, it is not treated the way it deserves. At myGini, we want to ensure that we pass on a habitable planet to our children. As part of our commitment to protecting planet Earth, we pledge to donate part of our profits to make that possible.
Mehmet Sezgin was the head of Global Payment Systems at BBVA (Banco Bilbao Vizcaya Argentaria) and the co-chairman of Garanti Payment Systems for the last 4 years.
In May 2016 he set up his own payments company in San Francisco, Sezginpay, Inc. which became myGini, Inc. in 2017.
At BBVA he took a card base of 67 million and left it with 80 million cards, he almost doubled the POS base to 1.4 million generating $115 billion purchase volume from 13 countries (Spain, Portugal, Turkey, Romania, USA, Mexico, Chile, Argentina, Peru, Uruguay, Paraguay, Colombia and Venezuela).
Mehmet follows a strategy of meeting the retailers needs while creating more value to the cardholders. He reorganized payment systems divisions in all countries to include issuing and acquiring under one roof. A firm believer in new technologies, Mehmet helped launch a global digital wallet. BBVA Wallet was launched in Spain, Chile, Mexico, USA, Turkey and Colombia. Total number of downloads in these 6 countries has now reached 10 million.
Before BBVA, Mehmet was the founder-CEO of Garanti Payment Systems, a wholly-owned subsidiary of the Garanti Bank, Turkey. Mehmet launched the first chip cards in 2000, created a loyalty platform called bonus card which was licensed to 10 other banks. He was instrumental in moving Turkey to full chip & pin EMV infrastructure in 2006.
In 1999, Garanti had 500,000 cards and 25,000 POS terminals. Garanti Payment Systems now manages 10 million credit, 10 million debit cards, 600 thousand POS terminals, 4 thousand ATMs and the biggest e-commerce platform in Turkey. Under Mehmet’s leadership Garanti has become the 4th largest credit card issuer in Europe based on purchase volume.
Before establishing Garanti Payment Systems, Mehmet was a Senior Area Manager for Eurasia for MasterCard Europe, having worked for several years with banks in different capacities. He started his career as a consultant at PricewaterhouseCoopers.
He had been a board member of the Interbank Card Association (BKM) and MasterCard Europe. Mehmet also served as the chairman of Credit Bureau in Turkey and was the chairman of Risk Centralization Platform at Bankers’ Association.
He holds an MBA from the University of Massachusetts which he earned with a Fulbright scholarship and Bachelor of Science in management from METU in Ankara.
Susan French is a payments and digital commerce expert who has helped both large financial institutions and small FinTech startups navigate the payments ecosystem, develop their API strategies, and effectively and efficiently add payment and digital commerce capabilities to their businesses. At Visa Inc., Susan created and launched Visa Developer, Visa’s program to open up the Visa network and its capabilities (via APIs and SDKs) to developers at financial institutions, merchants, strategic partners, and FinTech startups. During her 12 years at Visa, she also served as Vice President of Research and Central Technology (CTO), Innovation Program Manager for Innovation and Strategic Partnerships, and Head of Enterprise Architecture. In those roles, she was responsible for Visa Labs, enterprise architecture, the enterprise UI/UX team, technology strategy and technology governance, and technology investment planning.
Prior to joining Visa, Susan spent many years with American Management Systems (a $1B business and IT consulting company acquired by CGI in 2004). As Vice President of Retail Financial Services at AMS, her division developed credit operations platforms for banks and other financial services companies by combining proprietary consumer credit management software products with decision sciences and analytics for credit risk management. After leaving AMS and before joining Visa, Susan was EVP and COO of a web site design and development startup in Silicon Valley. She also started and grew her own independent consulting business.
Susan holds a BS in Quantitative Systems from Arizona State University and an MS in Operations Research and Operations Management from MIT. She has served on the Board of Directors of Euphorion and the AMS Center for Advanced Technologies.
Before joining Sezginpay Toga Koktuna was a Director at Global Payment Systems of BBVA for the last 4 years. He contributed to the formation of the new payments strategy of the bank on the road to digital transformation. Loyalty solutions have been an important part of the strategy.
In his 25 years of expertise in payment systems he has a long career at international business. He cooperated very closely with GE Money during the partnership period with Garanti Bank in Turkey for joint payment systems projects. He led a multi company and multinational team to introduce Bonus Card in Romania.
He has worked at both Visa International and MasterCard International as business executive managing bank relationships/projects in Turkey and Central Asia.
He holds a bachelor’s degree in Economics from Marmara University Istanbul. As a great enthusiast of nature he is a third year student at Namik Kemal University toward becoming an agricultural engineer. Toga is also a professional beekeeper with 70 hives.
Yalin Ozcan was Head of Payment Systems in Akbank until March 2017.
He was responsible for both issuing and acquiring businesses at Akbank which has 7 million credit, 7 million debit cards with more than 330.000 merchants and with about 12% market share in both issuing and acquiring.
Before joining Akbank, he was Head of Trade Marketing and Retail Management at Turkcell, the leading mobile operator in Turkey. He was responsible for retail channels and retail experience management, retail operations and communication, and sales development. Yalin also headed the Alternative Sales Channels division of Turkcell, managing Telesales and New Sales Channels, Online Sales and Operations, Chain Stores, and Self Service Channels.
Prior to Turkcell, he worked for Visa Europe Turkey as Senior Relationship Manager.
Yalin’s competence in Payment Systems is mainly built in Garanti Payment Systems where he headed the Product Management and Interactive Marketing department. He was responsible for product management of mass credit, debit and prepaid products, new product / service development, interactive marketing including alternative distribution channels management.
Some of the differentiator products his team launched were:
The first financially flexible card in the world – Flexi
The first “environment friendly credit card” in Turkey
The first “women-segment specific credit card” in Turkey
American Express relaunch in Turkey with brand new product features like instant discounts, mileage points
Co-branded cards: Migros – Money Card, Turkcell – Cep-T Paracard, Football Club cards: Galatasaray, Fenerbahçe, Beşiktaş Bonus
Bonuslu Avea (The first commercialized NFC solution in the world)
City transportation cards
The first pre-authorized debit card in Turkey,
The first e-commerce wallet in Turkey which is called BonusPay. (Then renamed as ‘GarantiPay’)
Yalin was rated as best speaker in “World Card and Payments Summit” two years in a row. He has been joining many E-commerce, Payments Summits as Speaker within and outside Turkey.
Before Garanti he worked for IBM Turkey as ‘Managing Consultant in Telecom and Finance’ and for Pamukbank as ‘Business Analyst’.
He has a bachelor’s degree in aeronautical engineering and a masters degree in business administration.
With the combination of a musical education and valuable experience as a project manager, Keith possesses a unique mix of discipline and creativity.
Prior to joining SezginPay, Keith worked as a project management consultant for i3 Solutions Group. While at i3, he worked within Moody’s Corporation’s PM team managing multi-million dollar budgets and coordinating the implementation of technology across multi-floor real estate build-outs in the NYC World Trade Center buildings.
Keith studied classical French horn performance at the Manhattan School of Music before transitioning to a career in business. He stills plays French horn regularly and also enjoys hiking, cooking, reading and competitive gaming.
Cherie Youn brings years of experience in test-drive development and agile methodology with an emphasis on micro services, cloud platform, SOA, J2EE and B2B integration on Java, Python and Ruby platforms. Her expertise in, distributed architectures, UML, design patterns and relational databases makes Cherie a superb technical team leader. She has an MS in Computer Science on top of her Chemistry degrees. She enjoys climbing during the week-ends in Yosemite and any other rock surface she can find. Cherie is currently working as an onsite engineer at Gini from our partner Telegraph Hill Software.
Onur graduated form from Bilkent University with high honors degree in Industrial Engineering. In order to gain in-depth experience in strategy, finance and marketing and he completed the MBA program at Bilkent University. Following his MBA, he took a post-grad Finance program at UC Berkeley.
He was a product manager at innovative solar e-commerce startup, CivicSolar, in San Francisco as one of the earliest employees. In his role as product manager at CivicSolar, he worked closely with operations, marketing and development teams in order to improve the early stage business by designing and implementing various features to increase the efficiency of operations, customer engagement and customer satisfaction. CivicSolar has grown at an incredible rate and still is 35th fastest growing energy company in the US.
Following the startup experience, he joined Inventures, the leading startup accelerator in Turkey. At Inventures, he held various roles at startups supporting companies with digital strategy, product management, marketing and growth.
He managed customer acquisition and growth for mobile applications and games with more than 100 million of downloads.
18 years in the payments space at Visa working with financial institutions and merchants allow Mark to dream up some magical partnerships that deliver innovative and meaningful value.
Mark is a results-driven senior sales executive with extensive payments industry experience working collaboratively with finance, product and marketing to design and implement product solutions. Proven track record of moving a product from concept to full commercialization in consumer and B2B environments. An influential leader and negotiator with effective business and people development skills focused on a consultative and solution-based business approach in complex matrix structures.
With over 16 years in the innovation sales and banking space with Visa, SunTrust, Bank of America and Merrill, Stef brings a fresh approach to building a loyalty program with meaningful value for all participants.
Stef is a client-focused loyalty and payments executive with a passion for helping companies demystify and unlock value in the rapidly changing commerce space. I have extensive experience in defining, developing and executing strategies across the emerging digital payments and loyalty landscape.ctures.