Unlike the flux of fintechs, our software solution is a part of our business model and proposition. The experts at myGini work side to side with you to increase your portfolio’s activity, engagement and profitability.

With an average experience of 25 years in the payments managing portfolios ranging from 20,000 to  80 million cards and 1.5 million merchants our experts’ contribution to your bank including but not limited to:

  • Credit Cards
  • Debit Cards
  • Prepaid Cards
  • ATMs
  • POS terminals and acquiring
  • EMV
  • Contactless
  • Mobile
  • Technology
  • Project Management
  • Marketing

Credit Cards

  • New product development for any segment

  • Offer and reward program design

  • Card Design

  • Fraud prevention for e-commerce and international transactions

Portfolio Management

  • Portfolio Analysis

  • Segmentation

  • Pricing

  • Budgeting

Debit Cards

  • Card Design

  • Purchase push programs

  • Reward design

  • Product design

Acquiring

  • Targeting merchants

  • Solutions for different segments
  • Technology sets
  • Rewards and offer design
  • Pricing
  • Partnering with retailers for offers

Prepaid

  • B2B vs B2C
  • Card design
  • Distribution channels
  • Top-up options

EMV

  • Full EMV scripts
  • Optional scripts(i.e over the air updates)
  • Both for issuing and acquiring
  • Tokenization and encryption

Contactless

  • Contactless on credit cards

  • Contactless on debit cards

  • Contactless on mobile

  • EMV and fraud management

Mobile

  • Wallet functions

  • Other card functions

  • Payments, HCE, stickers

  • GooglePay

Technology

  • Assessment of the current functionalities

  • Gap analysis with business needs

  • Process evaluation

Project Management

  • Roadmap Planning
  • Product Management
  • Loyalty and Offers Management
  • Project execution

Marketing

  • Card design
  • Value proposition design
  • Branding
  • ATL/BTL
  • Digital channels

Read more about our other services

Reach out if you want to participate in Gini.